Malibu Life USA is the marketing name for the United States retail insurance business of Malibu Life Holdings Ltd. Malibu Life Holdings Ltd. does not offer products for sale in the United States. All annuities are issued by and solely the financial responsibility of TruSpire Retirement Insurance Company (TruSpire), a Malibu Life USA company. TruSpire is headquartered in Irving, Texas.
TruSpire is licensed to do business in 43 states (excluding New York, New Jersey, California, Michigan, Rhode Island, South Carolina, and Wisconsin) and the District of Columbia. Products and product features are not available in all states and may vary by state.
Fixed indexed annuities are not a direct investment in the stock market. They are long-term insurance products with guarantees backed by the claims-paying ability of the issuing insurance company. Although fixed indexed annuities guarantee no loss of premium or credited interest due to market declines, your account value can decline from withdrawals, surrender charges, market value adjustments, and, if applicable, rider fees. Fixed indexed annuities may not be appropriate for all. Please speak with a financial professional about your specific financial goals and circumstances.
NOT FDIC/NCUA INSURED / MAY LOSE VALUE / NO BANK/CREDIT UNION GUARANTEE / NOT A DEPOSIT / NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY