Our Products

FIXED INDEX ANNUITIES

Looking for a way to grow your retirement savings without the risk of losses from market downturns? A fixed indexed annuity gives you the opportunity to benefit from gains tied to the performance of a market index, while offering protection from market declines.

Speak with your financial professional to learn more about whether a Malibu Life USA annuity should be part of your retirement strategy. 
 
Annuities issued by TruSpire Retirement Insurance Company, a Malibu Life USA company. 

Our Fixed Index Annuities are designed to offer long-term growth potential linked to market performance, while helping protect your principal from market downturns.

Protection

Your account value, including any interest credited, is protected from losses due to declining market conditions.

Growth

Earn interest and benefit from tax-deferred growth through a fixed rate and/or the positive performance of one or more index strategies.

Flexibility

Access to living benefit features designed to provide the opportunity for greater guaranteed lifetime income, enhanced death benefits, and withdrawals for qualifying needs. Rider features and charges vary by product.

Malibu Life USA is the marketing name for the United States retail insurance business of Malibu Life Holdings Ltd. Malibu Life Holdings Ltd. does not offer products for sale in the United States. All annuities are issued by and solely the financial responsibility of TruSpire Retirement Insurance Company (TruSpire), a Malibu Life USA company. TruSpire is headquartered in Irving, Texas.

TruSpire is licensed to do business in 43 states (excluding New York, New Jersey, California, Michigan, Rhode Island, South Carolina, and Wisconsin) and the District of Columbia. Products and product features are not available in all states and may vary by state.

Fixed indexed annuities are not a direct investment in the stock market. They are long-term insurance products with guarantees backed by the claims-paying ability of the issuing insurance company. Although fixed indexed annuities guarantee no loss of premium or credited interest due to market declines, your account value can decline from withdrawals, surrender charges, market value adjustments, and, if applicable, rider fees. Fixed indexed annuities may not be appropriate for all. Please speak with a financial professional about your specific financial goals and circumstances.

NOT FDIC/NCUA INSURED / MAY LOSE VALUE / NO BANK/CREDIT UNION GUARANTEE / NOT A DEPOSIT / NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY