The U.S. retail annuity platform of Malibu Life
Malibu Life USA delivers retirement solutions through independent distribution, combining experienced insurance leadership and responsive service with the disciplined capital, risk and investment management capabilities of the broader Malibu Life platform.
Our Approach
Our approach is designed around long-term value for policyholders and strong partnerships with independent agents. We bring together annuity product expertise, disciplined financial stewardship, institutional investment capabilities and a service model focused on accessibility and execution.
Learn MoreRetirement Solutions
Competitive annuity solutions designed around long-term policyholder needs and the realities of retirement income planning.
Disciplined Management
A thoughtful approach to managing assets that support long-duration insurance obligations, informed by institutional investment expertise.
Risk & Capital
Prudent risk and capital management designed to support a resilient, durable U.S. annuity platform.
Partnership & Service
Responsive support, technology and tools designed to help independent agents serve their clients effectively and policyholders stay informed.
AM Best: B++
TruSpire Retirement Insurance Company's financial strength is rated "B++" by AM Best (as of August 12, 2026). This rating is assigned to companies that, in the opinion of AM Best, have a "Good" ability to meet their ongoing insurance obligations. An AM Best rating of "B++" is the fifth highest of fifteen ratings. Ratings are opinions of the ratings agency and are not guarantees of future performance or ability to pay claims. Ratings are subject to change.
KBRA: A-
TruSpire Retirement Insurance Company's insurer financial strength is rated “A-“ by KBRA (as of July 15, 2026). This rating is assigned to insurers, in KBRA’s opinion, whose financial condition are strong and who are very likely to meet their policyholder obligations under difficult economic, financial, and business conditions. Ratings are opinions of the ratings agency and are not guarantees of future performance or ability to pay claims. Ratings are subject to change.
OUR HISTORY
Founded in Texas in 1964 as Landmark Life Insurance Company, we have more than 60 years of experience helping families protect their financial futures. Over the decades, we have expanded across more than 40 states to serve our customers, building a legacy grounded in integrity, dependable service, and a commitment to policyholders.
Following our transition to TruSpire Retirement Insurance Company, we were acquired in 2026 by Malibu Life Holdings Ltd., marking the beginning of a new chapter under the Malibu Life USA brand. Today, our focus is on delivering innovative annuity solutions designed to help individuals prepare for and enjoy a more confident retirement.
As part of Malibu Life Holdings Ltd., a publicly listed company on the London Stock Exchange, Malibu Life USA benefits from access to long-term capital and resources that support continued growth and innovation. Together with the investment expertise of Third Point LLC, we combine a long-standing insurance heritage with a forward-looking approach to serving policyholders, agents, and the communities we support.
